Outside the BOX SOLUTIONS!

The Only Owner-Occupied Loan that Does NOT Require, Employment, Income or a DTI Ratio to Qualify!

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Outside the BOX SOLUTIONS!

Mortgage Loan programs that best fit your buyer's needs. No Employment Verification

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Easy Process Mortgage Loans

Up to $3,000,000 Mortgage Loan with NO Verification or Employment (Purchase/Refi)

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Meet the team

Trusted community mortgage experts

My name is Fred Saboori, I am a Mortgage Loan Officer with Firestone Financial Group. We offer out-of-the-box solutions for any mortgage need with the market rate and closing costs possible. We are home of the Community Mortgage.  We are  certified by the U.S. Department of The Treasury as a Community Development Financial Institution (CDFI)

Community Mortgage is a return to common-sense underwriting. This innovative product addresses the regulatory rules limiting prime borrowers’ access to lending by eliminating unnecessary documents that are not part of the credit underwriting decision.
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Community Mortgage was designed to fill the void and address the issues limiting prime, credit worthy borrowers’ access to credit through common sense underwriting. This exclusive mortgage product is unique in the marketplace.


We are committed to quality customer service - putting the people we serve first.

Certified Company

Approved Finance company to provide loans. We have own portfolio of products and guidelines that are exempt from complex underwriting rules and regulatory restrictions.

What is CDFI?

Community Development Financial Institution (CDFI). CDFIs are exempt from certain consumer financing rules and regulations. These exemptions enable Change Wholesale to serve the $1 trillion market of prime, credit-worthy homeowners who are unable to meet burdensome regulatory documentation requirements..

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What We’re Offering

The Only Owner-Occupied Loan that Does NOT Require, Employment, Income, or a DTI Ratio to Qualify!

No Income Verification Mortgage

No-income verification mortgages, also called stated-income mortgages, allow applicants to qualify using non-standard income documentation.

Community Mortgage Program

Community Mortgage Program: Loan up to $3,000,000 Mortgage Loan with NO Verification or Employment (Purchase/Refi),The Only Owner-Occupied Loan that Does NOT Require, Employment, Income or a DTI Ratio to Qualify!

Investor Loan

Want to buy or refinance using investor-specific mortgage options without traditional debt-to-income (DTI) requirements?

Foreign National Program

Our mortgage program serves non-U.S. borrowers who want to buy or refinance an investment property.

Conventional Loan

We are No Income Verification Mortgage  focused but we can work all loan types. Conventional loans offer some great benefits, they allow you to take cash-out of your equity and…

FHA Loan

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Get to Know About


For many homebuyers, traditional income or credit documentation requirements can be a significant challenge in qualifying for a mortgage. We believe borrowers deserve the opportunity to qualify using alternative methods. This community mortgage loan program offers homebuyers flexible options such as asset depletion and/or bank statement documentation. This program is ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives.

Trusted Company

Most of the People Trust on Us For Fast Services

Our team is committed to building personalized, long-lasting relationships with our clients. Our priority is to provide solutions that best fit your needs. 

Customers Testimonials

Customers Testimonials

Fred was so professional and efficient. My seller needed a quick escrow. He made sure I had all documentation to make that happen in a very timely fashion. I would definitely recommend Fred to my friends & family in the future!

Clyde Williamson

Clyde Williamson

Even though the home buying process can be stressful at times, Fred always put our minds at ease and helped us through every step of the way. We had some complications due to rental properties and my fixed income but he was a great navigator and really helped us deal with all of the hoops we had to jump through.

Vernon Ray

Vernon Ray

Fred was professional and was willing to meet me on Saturdays to go over the process and answer my many questions. He was responsive to me, my broker and the escrow representative to make the loan process run smoothly. Uploading documents to their secure website was easy and efficient. I would recommend her to my friends and family.

Heather Ray

Heather Ray

Fred was able to do what other lenders I tried working with couldn't. I was in the refi process with another lender for several months... It was beyond frustrating, time consuming, and such a tedious process. I thankfully found out about Kyle from a close friend of mine right before giving up on refinancing my home all together. He made it so simple and painless every step of the way, even with my complicated financial situation. Kyle is an absolute ROCK STAR! I will be highly recommending him to all my family, friends and colleagues!

Vernon Ray

Vernon Ray

Fred was easy to work with, very professional and thorough. He made refinancing so thoughtless and painless for us. I would highly recommend her to anyone.

Vernon Ray

Vernon Ray

26 years of working experience

Saboori Mortgage TeamHome

Our Benefits

Why Choose Us?

Provide your best loan services and our experienced staff helps you. Our team is committed to building personalized, long-lasting relationships with our clients. Our priority is to provide solutions that best fit your needs. 

Loan Process




Payment Benefits



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