The Only Owner-Occupied Loan that Does NOT Require, Employment, Income or a DTI Ratio to Qualify!
Great Option For:
1. Self Employed / Small Business Owner / Cash Flow Business.
2. Too Many Taxes Write-off.
3. Complicated Tax Returns.
4. NOTES**. Irregular Employment History. too many Gaps in the Employment History(in Last 24 Months).
5. Retired.
6. Change of Industry or Type of Employment.
7. New Business Started Less than 3 years.
8. People with inconsistent or difficult-to-document income sources.
9. Borrowers with good credit and strong savings.
Documents - Not Required
Tax Returns 1040 or Corporation Tax – NOT REQUIRED
Pay Checks – NOT REQUIRED
W-2’s – NOT REQUIRED
Income Calculated – NOT REQUIRED
W-2’s – NOT REQUIRED
Income Calculated – NOT REQUIRED
Employment Verified – NOT REQUIRED
P & L (Profit & Loss) – NOT REQUIRED
CPA Letter – NOT REQUIRED
12 Months Bank Statements for INCOME – NOT REQUIRED
1099 – NOT REQUIRED
NOTE*** Frameworks Homebuyers Counseling is Mandatory. (Financial Responsibility Online Course)
First Time Home Buyers OK
FRED SABOORI
NMLS #910613
FireStone Financial Group
4010 Moorpark Ave #104, San Jose, CA 95117